Magento 2 Partial Payment Extensions with BNPL Options

• What is Partial Payment Extension for Magento?

• Key Features of Magento 2 Partial Payment Extensions

• How Magento 2 Partial Payment Extensions Work?

• Top 8 Magento 2 Partial Payment Extensions with BNPL Support

• FAQs

• Summary

What is Partial Payment Extension for Magento?

Magento 2 Partial Payment Extension helps buyers make payments in parts.

Shoppers can split their total payable amount into smaller payments. They pay a part upfront. Then, they clear the remaining balance over time through a set schedule. Key highlights are:

• Offer customers flexible installment payment options.

• Accept an initial partial payment during checkout.

• Set fixed schedules for future payments.

• Improve affordability for high-ticket products.

• Boost conversions by reducing payment barriers.

Key Features of Magento 2 Partial Payment Extensions

1. Payment Options

The Magento 2 Partial Payment Extension offers flexible payment plans. Customers can split purchases into smaller installments. They choose how much to pay and how often. They adjust the plan to match their budget. It creates a better shopping experience.

2. Automatic Calculations

The extension handles installment calculations. It uses the total amount, the initial down payment, and the selected plan. It keeps the process clear and accurate. Other key features are:

• Shows customers a detailed payment breakdown before they place the order

• Calculates tax and shipping for each installment

• Reduces errors by automating the math.

3. Payment Schedules

Store owners can create custom payment schedules. They set due dates. They define each installment amount. They choose the time between payments. It helps businesses manage cash flow and meet customer needs. A few more things that store owners can do are:

• Offer fixed or flexible intervals

• Align payment dates with promotional campaigns

• Pause or resume schedules if needed

4. Many Payment Methods

The extension supports different payment methods. Customers can use options they prefer, such as:

• Credit/debit cards

• PayPal

• Bank transfers

• Other payment gateways

This flexibility improves the checkout experience.

5. Customer Notifications

Customers receive clear notifications. These messages include:

• Payment confirmations

• Reminders for upcoming installments

• Alerts for missed payments

These updates keep customers informed and engaged.

6. Integration

The extension integrates with other Magento 2 tools and third-party platforms. It connects with:

• Inventory systems

• CRM software

• Accounting platforms

It improves workflows, maintains data accuracy, and supports smoother business operations.

7. Security and Rules

The extension follows strict security standards. It complies with PCI DSS 4.0 (2024). It protects customer data during transactions. It builds trust and keeps the store’s reputation strong.

The Magento 2 partial payment extension secures each transaction. It enforces strict rules for safer payments.

• It uses HTTPS to protect customer payment details.

• Store owners set payment rules based on order value or product type.

• The system blocks transactions that do not meet the set rules.

• It records all partial payment orders for tracking and audits.

8. Buy Now, Pay Later Connection

In 2025, many extensions work with BNPL services like Klarna, Afterpay, and Affirm.

Customers can:

• Pay later without interest

• Access credit during checkout

• Split costs into equal parts

Stores using BNPL often see up to 20% higher sales. It works well for high-ticket items and younger audiences.

How Magento 2 Partial Payment Extensions Work?

1. Customer Choice

Customers see the EMI option. They can pay in parts using the Partial Payment Extension. It happens when they pick a product and go to checkout on a Magento 2 store.

2. Payment Plan Choice

Customers select which payment plan they want. Plans can include:

• How many installments

• How often to pay

• Need of the down payment

3. Calculation

The extension figures out the installment amounts based on:

• Total cost

• Down payment

• Payment schedule.

4. Payment Setup

The customer finishes checkout. They approve payment for the first installment using their chosen payment method, like:

• Credit/debit card

• PayPal

• Other payment options.

5. First Payment

The first payment goes through, and the order placement takes place. The customer gets their items after paying part of the total cost.

6. Payment Reminders

During the payment period, the extension sends reminders to the customer. These tell them when payments are due. It reminds them to pay on time.

7. More Payments

The customer makes more payments at the times set in the payment plan. It continues until they have paid the full amount.

8. Payment Completion

The transaction completes when:

• All installment payments are complete.

• The customer has paid the full amount.

9. Refunds and Cancellations

When refunds or cancellations need to occur, the extension manages these changes. It fixes the payment plan and gives money back to customers as needed.

10. Admin Management

Store owners can:

• Watch and manage payment plans

• See payment history

• Send reminders

• Create reports.

It gives them control over the partial payment process.

Top 8 Magento 2 Partial Payment Extensions with BNPL Support

Provider	Price (Open Source)	Compatibility	Unique Features	Support
Webkul	$298	Magento 2.4.6-2.4.7	Multi-store support, BNPL integration	12 months
Amasty	Not specified	Magento 2.4.2-2.4.7	Klarna integration, AI payment reminders	24/7 chat
MageDelight	$749	Magento 2.4.x-2.4.7	Layaway plans, mobile optimization	Email/Phone
Milopile	$72	Magento 2.4.x-2.4.7	Simple interface, quick setup	12 months
Meetanshi	$199	Magento 2.4.x-2.4.7	Enhanced security features	Email support
FME Extensions	$239	Magento 2.4.x-2.4.7	Global payment options	12 months
MageComp	$99	Magento 2.4.x-2.4.7	Customer analytics	12 months
Mirasvit	Not specified	Magento 2.4.x-2.4.7	Afterpay integration	12 months

1. Magento 2 Partial Payment Extension – Webkul

Webkul’s extension gives Magento 2 stores a full solution for partial payments. Merchants can set up customizable installment plans. The extension sends automated payment reminders. It integrates with Magento’s checkout flow.

Key features include:

• Multi-store support with separate settings

• BNPL integration with Klarna and Afterpay (since 2024)

• Custom payment schedules and terms

This extension helps boost customer satisfaction and sales.

Price:

• Magento Open Source: $298 (12 months)

• Adobe Commerce: $597 (12 months)

• Adobe Commerce on Cloud: $597 (12 months)

2. Partial Payment for Magento 2 – Amasty

Amasty’s extension offers flexible payment options. Merchants can accept partial payments with ease. Customers can choose from customizable plans. The system handles payment amount calculations. A few more features are:

• Works with major payment gateways

• Full support for the Hyvä theme

• AI-powered reminders and personalized plans

• Support for pre-orders and subscriptions

Compatibility: Magento 2.3.7, 2.4.2 to 2.4.7

3. Partial Payment and Layaway Extension – MageDelight

MageDelight’s extension offers partial payment and layaway plans in one tool. It supports custom payment plans and down payments. It works with Magento’s order management system.

Compatibility: Magento 2.3.x – 2.4.7

Price:

• Open Source: $749 (12 months)

• Adobe Commerce: $1499 (12 months)

• Adobe Commerce on Cloud: $1599 (12 months)

4. Magento Partial Payment and Layaway – Milopile

Milopile extension offers features like MageDelight. It lets merchants provide partial payment and layaway options.

The extension includes:

• Custom payment schedules

• Automated reminders

• Support for leading payment gateways

Price:

• Community Edition: $72 (12 months)

• Enterprise Edition: $222 (12 months)

5. Magento 2 Partial Payment Extension – Meetanshi

Meetanshi extension delivers a split payment option for Magento stores. It supports custom payment plans. The system calculates payment amounts based on order value. It works with Magento's checkout process. A few more key features are:

• PCI DSS 4.0 compliant security system

• Support for automatic calculation of payment amounts

• Email notifications for payment reminders and transaction updates

Compatibility: Magento CE, EE 2.3.x – 2.4.7

Price:

• Open Source: $199 (12 months)

• Adobe Commerce: $349 (12 months)

• Adobe Commerce on Cloud: $349 (12 months)

6. Partial Payment for Magento 2 – FME Extensions

FME Extension offers a full partial payment solution for Magento 2. Customers can use custom payment plans. The extension calculates installment amounts. It supports popular payment gateways.

Other features include:

• Multi-language support for international stores

• Flexible payment scheduling for store owners to set intervals and due dates

• Customer notification system for updates on due payments and reminders

Compatibility: Magento 2.1.x – 2.4.7

Price:

• Community Edition: $239 (12 months)

• Enterprise Edition: $439 (12 months)

7. Magento Partial Payment Extension – MageComp

MageComp extension offers a feature-rich solution for partial payments. Customers can pick from flexible plans. The system supports auto-calculated payments. It integrates with top payment gateways.

Unique feature:

• Customer analytics dashboard for merchants

• Reminder system that alerts customers before each installment

• Admin control panel to manage payment terms and view plan history

Price:

• Open Source: $99 (12 months)

• Adobe Commerce: $248 (12 months)

• Adobe Commerce on Cloud: $248 (12 months)

8. Partial Payment Extension for Magento 2 – Mirasvit

Mirasvit extension offers a complete partial payment solution. The extension supports custom plans and automated payment calculations. It works with leading payment gateways.

Key features include:

• Integration with Afterpay for Australia and New Zealand

• Customizable partial payment setup

• Smooth checkout experience

• Flexible business configurations

FAQs

1. Can I apply partial payments only to selected products or categories?

Yes. The Magento 2 extension allows you to offer a partial payment option for specific products. You can also enable it for selected categories or customer groups. This control helps you manage risk and profitability.

2. Does the extension support partial payment for pre-orders?

Yes. You can create a partial payment order for pre-order items. Customers can pay in installments. They pay a portion at checkout and the rest later.

3. How can store owners handle failed installment payments?

You can define rules for failed payments in the partial payment facility. Set limits on retries. Add late fees if needed. Block future orders until the balance clears. The partial payment plan gives you full control.

4. Is it possible to combine discount codes or gift cards with partial payments?

Yes. Customers can pay using gift cards or discount codes. The system applies discounts first. Then it calculates the balance. It splits the remaining amount into the chosen number of installments.

5. How do partial payment plans affect accounting and invoicing?

Each partial payment order creates a new invoice or record. You can track every payment in your system. The partial payment plan keeps your accounting clear and updated. Sync your data with external tools if needed.

6. Can the extension support offline payment collection?

Yes. The partial payment module allows you to collect payments offline. Use methods like cash or direct bank transfer. You can enter partial payment orders manually into the system.

Summary

The Magento 2 partial payment extension changes how people shop online. It lets customers pay in parts. They do not need to pay the full amount at once. Key benefits are:

• Flexible payment plans: Customers can break purchases into smaller payments.

• Clear notifications: The system sends updates about payment status.

• Seamless integration: Connects with CRM tools, inventory systems, and order management platforms.

• Reminder support: It shows customers' payment plans.

• Trusted providers: Webkul, Amasty, MageDelight, Milopile, Meetanshi, and FME Extensions.

• Higher sales with BNPL: Klarna and Afterpay help stores increase sales.

• Strong security: The extension follows PCI DSS 4.0 standards.

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